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José Nelson
José, 36, is married and has three children. Taught by his father, he has worked in agriculture since he was just a kid, an activity that has helped him bring food to his family’s table, and that still today is one of his sources of income. He also works in coffee farms, picking coffee and trimming the trees. Last season was not good for him due to a plague that affected the crops; he could not cover all his expenses.

In order to buy all the materials he needs for his job, José travels to the closest city, located eight kilometers away. He walks three kilometers up a hill to the bus stop and must wait for several hours for the bus to come, since transport is infrequent. He has to carry all the materials on his back all the way home.

José is requesting a loan to Fundación Campo to buy 4,000 roof tiles and to pay for the labor cost needed to finish building his house. This way, he will be able to finish his house before the raining season comes, and to give his children their own, cozy space where to live. They are now living with José’s sister.
View original language description ↓
José tiene 36 años de edad, esta casado y tiene tres hijos. Desde su niñez se dedica a la agricultura; fue su padre quien le enseño esta actividad, para llevar el sustento a su familia. Hoy en día esa es una de sus fuentes de ingresos; ya que se dedica también a trabajar en las fincas de café cortando y podando las cosechas. En esta cosecha que paso le fue un poco mal, debido a la plaga y no pudo sacar la cosecha esperada y no cubrió todas sus obligaciones.

Para comprar los materiales que necesita para su trabajo, debe de viajar a la ciudad más cercana que esta a ocho kilómetros. Él camina tres kilómetros a pie por un cerro hasta llegar a la parada de autobuses y ah debe esperar unas cuantas horas para que pase el autobús, debido a que el transporte es bastante escaso y para trasladar los materiales los hace cargándolos en su espalda hasta llegar a su casa.

El prestamos que esta solicitando a Fundación Campo, es para comprar 4,000 tejas, pago de mano de obra para terminar de construir su casa. Así, podrá terminar de construir su casa antes de que empiece el invierno y que sea un lugar acogedor para sus hijos y tendrán un lugar propio donde vivir, ya que actualmente vive junto a su hermana.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 454
    View loans »
    El Salvador Loans Fundraising
  • $23,242,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Nelson to finish his roof before the raining season comes. He will buy 4,000 roof tiles and pay for the labor cost.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 26, 2013
Listed
Mar 5, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013