There are always important decisions and strong desires in life. Although it isn't easy, there are opportunities for everyone, and this young man is an example of that. Distanced from the social violence that affects the community where he lives, he is responsible, honest, hardworking and very dedicated to his family. Right now, he lives with his wife and son. He is well known among his neighbors because despite difficulties in life, he has been very strong and managed everything. He has never let himself be defeated by every problem that comes his way. To the contrary, he has served as an example of perseverance for many, especially his family. Right now he is working as a farmer, growing basic grains such as beans and corn. Every morning, he gets up with new hopes and dreams of bringing home the daily support so his family lacks for nothing. However, the crop hasn't been very good and that is why he is asking for a loan to be able to buy farming products such as: seeds, manure, fertilizer, pesticides and more. He is totally confident that the approval of the loan will greatly improve his life.
Siempre hay decisiones y deseos fuertes en la vida, Aunque no todo sea fácil pero para todos hay nuevas oportunidades y este Joven es ejemplo de ello, alejado de la violencia social que afecta la localidad en la que reside, es responsable, honesto, trabajador y muy comprometido con su familia, Actualmente vive junto a su esposa y su hijo. Muy conocido por sus vecinos porque a pesar de las dificultades de la vida ha sido muy fuerte soportándolo todo, jamás se ha dejado vencer con cada problema que se le presenta. Al contrario ha sido ejemplo para muchos y principalmente para su familia de perseverancia. Actualmente se desenvuelve como agricultor de granos básicos como es maíz y frijol. Cada mañana se levanta con nuevas ilusiones y esperanzas de regresar a casa con el sustento diario y que su familia nunca le falte nada, pero la cosecha no ha estado muy buena es por eso que solicita un crédito que le permita comprar insumos agrícolas como: Semillas, Abonos, Fertilizantes, Pesticidas entre otros. Y confía plenamente que con la aprobación del crédito su vida mejorara en gran medida.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.