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Zinakan is 56 years old and a widow. Zinakan's husband died unexpectedly in 1998, and she was left alone with three children. Since then, Zinakan has married two daughters away.

In search of a main source of income for her family, Zinakan has been selling children's clothing since the collapse of the Soviet Union, after having started this business with an amount of 10,000 som (KGS). Thanks to Zinakan's persistent work, she currently has her own selling point at the market. It is at a good location, with a lot of people passing by, and she has 200,000 som (KGS) in turnover. The business brings in around 15,000 som (KGS) per month.

With an aim to further develop her business, Zinakan turned to the organization "Bai Tushum & Partners" for a loan in the amount of 60,000 som (KGS) to increase the assortment of children's goods. Zinakan will invest the income from the loan in further developing her business.
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Зинакан 56 лет, вдова. Муж Зинакан скоропостижно скончался в 1998 году, и она осталась одна с тремя детьми. За это время Зинакан выдала замуж двоих дочерей. Зинакан в качестве основного источника дохода для своей семьи, после развала СССР занимается торговлей детской одежды, начав этот бизнес с суммы в 10,000 KGS. Благодаря упорному труду Зинаканы в ее хозяйстве на сегодняшний день имеется торговое место на рынке с хорошей проходимостью,в обороте имеется 200,000 KGS,бизнес ежемесячно приносит около 15,000 сом в месяц. В целях дальнейшего развития своего бизнеса, Зинакана обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на увеличения ассортимента детских вещей. Доходы от кредита Зинакана будет вкладывать в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Zinakan to increase the assortment of children goods for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 4, 2013
Currency Exchange Loss:
Jul 27, 2013