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Sang, age 43, is an industrious man and a loving father of three children. He currently lives in a peaceful village of Prey Chor district, Kompong Cham province. He owns and operates a few hectares of farmland to make a living and nourish his family. Aside from his hardships, Sang wants to give his family a better lifestyle and provide good opportunities for education to all his children. For a healthy living, Sang decided to build a bathroom inside, including a toilet, for his household. Due to a shortage of funds, Sang would like to obtain a loan through HKL to buy materials needed to complete the unfinished parts of his bathroom. He believes that his situation will become better, with the help of the loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 291
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • 3,981.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sang to buy materials needed to complete the unfinished parts of his bathroom.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 5, 2013
Currency Exchange Loss:
Jul 17, 2014