Daung is 44 years old, married, and has one child. She has a rice farming business. Her income is barely enough to cover her daily costs as she has only a few small pieces of farmland. Her husband currently works at a construction site, earning $5.00 a day.
Daung is requesting her third loan from HKL, which she will use to purchase a passport for her husband who plans to work as a paid worker in Thailand. The remaining funds will be used for his traveling expenses. Daung and her husband believe that they can improve their income this way. She aspires to having a comfortable life and providing her only child a good education, so she must strive to work hard for his future.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.