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Cesaria is 59 years old, married, and has four children. She is in the agricultural business farming ornamental plants in the Philippines. Cesaria requested a PHP 22,000 loan through NWTF to buy fertilizers and tools for her ornamental plant business.

Cesaria has been farming ornamental plants for seven years now and has borrowed 14 times in the past from NWTF to sustain her business.

In the future, Cesaria would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 674
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Cesaria to buy fertilizers and tools for her ornamental plant business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 5, 2013
Currency Exchange Loss:
Sep 17, 2013