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Juan Jose

Update on Juan Jose

Juan, 45, has three dependent children; his wife’s a housewife. He’s been working as a permanent municipal police officer for the city for a year but had already worked for four years as a contracted employee. He has supported his home since he’s the only one that works; his children are in school and his wife takes care of the household chores. He’s asking for this new loan to build a wall because his house is on a hillside and he needs to build this wall to keep the house safe from damage.
View original language description ↓
El sr. Juan de 45 años de edad, su esposa es ama de casa, tiene 3 hijos que dependen de el. El trabaja como policía municipal para la alcaldía desde hace 1 año como fijo y tenia 4 años de trabajar como contratado. El cliente es el sustento de su hogar ya que en su casa es el único que trabaja, sus hijos estudian y su esposa es quien se encarga de las tareas de la casa. Solicita este nuevo crédito para la construcción de un muro ya que su casa queda en una loma y necesita construir este muro para evitar que la construcción se vea en riesgo de deteriorarse.

Previous Loan Details

Juan is 45 years old and in a relationship. He works as a security guard for the mayor's office. Juan is requesting the loan to invest it in the construction of a covered patio that will serve as a kitchen in his house. That way they will be more comfortable; currently the patio can't be used... More from Juan Jose's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Juan Jose to buy building supplies like concrete blocks, cement, sand, rebar and gravel.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Mar 4, 2013
Currency Exchange Loss:
Jan 18, 2014