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Jose Misael
29-year old Jose lives with his wife and children in his own home. He is a man with a variety of skills and qualities who is always ready to help his neighbours. He is very friendly to those whom he helps, and responsible in his work and daily activities.

Currently Jose is working as a farmer growing basic grains such as corn and beans. As well he has a small store which his wife runs. Because of the type of person he is, he has customers who seek him out for his fair prices. Now he needs a loan from INTEGRAL to buy agricultural supplies for his land. He has finished those he had so in time for the next season, he needs to buy: seeds, manure, fertilizer, pesticide etc.

Jose hopes to obtain this loan as he has no other way of feeding his family.
View original language description ↓
Jose de 29 años de edad habita junto a su esposa y sus hijos en casa propia. Es un hombre con diversas capacidades y cualidades que los vecinos, siempre con la disposición de ayudar a quien lo necesita Jose es muy amable, con los que lo buscan, responsable con sus actividades y méritos diarios. Actualmente se dedica a la labor de ser agricultor, es decir cultiva Granos basicos como maiz y frijol y ademas con esfuerzo poseen una pequeña tienda que es admeinistrada por su esposa. Gracias a su manera de ser posee de clientes quienes lo buscan por precios accesibles y en esta ocasión necesita que INTEGRAL le brinde un préstamo para la compra de insumos agrícolas, y a la preparacion del terreno ya que los que tenia se le terminaron y para esta próxima cosecha necesita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Espera contar con la ayuda puesto que no tiene otros recursos para seguir alimentando a su familia

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $26,100,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose Misael buy seeds, manure, fertilizer, pesticide etc. for his land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 19, 2013
Mar 4, 2013
Currency Exchange Loss:
Mar 17, 2014