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Shpresa is twenty seven years old, and lives in the rural northern part of the country. She is married and has two young children who are one and two years old. She, her husband and their children live with her husband's family members. Together, they all have been running a livestock activity for six years; they sell milk to dairy farms in their vicinity, and baby calves to the locals.

Working with other members of the family, "it’s much more enjoyable, and easier as well,” Shpresa said. “We are accustomed to this lifestyle here in the rural north, and we very much appreciate the togetherness,” she continued saying, smiling.

Shpresa is requesting a loan to drill a well, and hopes that Kiva lenders will lend to her. This will be her first loan from this institution.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,878,025
    Funds lent in using Kiva
  • 107.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Shpresa to drill a water well.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 5, 2013
Currency Exchange Loss:
Mar 17, 2015