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Dagoberto lives in his own house with his wife and child. He has earned a living for many years growing the main basic grains and raising livestock, which he does year in and year out to put food on the table in his household.

These jobs are what allow him to cover the basic household needs, and Dagoberto carries them out with great effort and dedication. He's a hardworking, honorable, and responsible man. He lives in humble conditions with his family, who motivate him to work hard to give them the best. This is the only way of being able to change the reality in which they live.

Dagoberto knows that with a little help to invest in his crops and in raising his livestock he'll be able to generate more income, which will help him change his family's future. This is why he went to Integral to request a loan to invest in buying livestock and supplies for his crops, such as pesticide, fertilizer, seed, etc.

These are his only two sources of income and he hopes these harvests will be better than in previous years so he has good income for his family.
View original language description ↓
Dagoberto habita en casa de su propiedad junto con su esposa e hijo. Él se dedica al cultivo de los principales granos básicos y a la crianza de ganado desde hace muchos años, las cuales realiza año con año para llevar el pan de cada día a su hogar. Estas actividades son las que le permiten cubrir las necesidades básicas de su hogar y Do las ragoberto realiza con gran empeño y dedicación. Él es un hombre trabajador, honrado y responsable vive en condiciones muy humildes junto a su familia y esta es la razón que le motiva a trabajar duramente para dar lo mejor a su familia ya que es la única forma de poder cambiar la realidad en la que se encuentran. Dagoberto sabe que con un poco de ayuda para invertir en sus cultivos y en la crianza de su ganado podrá generar más ingresos los cuales le ayudaran a cambiar el futuro de su familia, es por estas razones que se acercó a INTEGRAL, para solicitar un crédito el cual solicita para invertir en la compra de ganado y de insumos para sus cosechas como pesticidas, abono, semillas, etc. ya que son sus dos únicas fuentes de ingresos y espera que estas cosechas sean mejores que los años anteriores para tener buenos ingresos para su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 634
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dagoberto to buy livestock and agricultural supplies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 4, 2013
Currency Exchange Loss:
May 18, 2014