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Jose Alberto
Jose, 49, is known to be a responsible man who has always taken care of his family. He lives with his wife and children. He operates a farming business, work that he has long carried out with enthusiasm and good humor. He has, for many years, grown the basic grains--maize and beans--that are most common to this area. Jose wants to increase his sales and he is applying for an INTEGRAL loan that he will use to buy the supplies he needs--seeds, manure, fertilizer, pesticides, etc.--to grow his business. He has no other source of income and is counting on the loan so that he can continue farming and providing for his family.
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Jose de 49 años de edad, es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarles lo mejor a su familia. Actualmente vive junto a su esposa y sus hijos es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultora siembra todos loa años los principales granos básicos de la zona como lo son, maíz y frijol. José desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 599
    View loans »
    El Salvador Loans Fundraising
  • $23,532,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Jose Alberto to buy seeds, fertilizer, etc. for his farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 23, 2013
Listed
Mar 4, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 25, 2014