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Astenia Noemy
Astenia, 33, lives with her family. She owns the house where she lives and is known to be hard-working. She takes care of the family home and also helps her husband with his work. Astenia and her husband are farmers. They rent a small plot where they grow grains--maize, beans and locoro--common to this area. Astenia is applying for an INTEGRAL loan, part of which she will use to buy supplies--seeds, manure, fertilizer, herbicides, etc.-- for the business and the rest to pay the rent on the plot of land that they farm. Farming is all Astenia knows how to do and she hopes the investment will increase the size of her crop and, in turn, her income. Her family has no other source of income and she needs the loan to make sure they can continue to provide for themselves.
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Astenia de 33 años de edad, vive junto a su grupo familiar. Reside en casa propia gracias a Dios, siempre con el deseo de superación se caracteriza por ser emprendedora con sus que haceres domésticos y a la vez ayudarle a su esposo en su trabajo. Astenia al igual que su esposo se dedica a ser agricultor y alquila una pequeña parcela donde cultiva los granos básicos de la zona como lo son maíz y frijol y a su vez cultiva loroco. La cliente desea en estas próximas cosechas tener más ganancias es por esa razón que solicita INTEGRAL un préstamo el cual le permita comprar insumos agrícolas como: semillas, abonos, fertilizantes, herbicidas entre otros; Y a su vez pagar el alquiler de la parcela ya que no cuenta con otros ingresos y esto es lo único que sabe realizar. Espera que la ayuda solicitada llegue así en su hogar no faltara el pan de cada día.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 850
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Astenia Noemy to buy seeds, fertilizer, etc. for her farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 22, 2013
Mar 4, 2013
Currency Exchange Loss:
Jul 20, 2013