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Rosa Margarita
Rosa Margarita lives with her children in her own house. She earns a living making and selling a variety of purses in different unique styles, according to the customers' tastes.

She has had the business for several years, which has given her a lot of experience that allows her to get the best profits. The business is located in her home and she's well known among the people in the area. She has acquired a lot of customers because people know that everything is high quality at affordable prices with incomparable service. She's always ready to serve her customers.

Rosa's an active and determined woman who is devoted to her job and strives a lot. Every day she makes the maximum effort to get a better life and a successful future for herself.

Demand has grown in the past few weeks and she wants to take advantage of it with a new investment. She doesn't have sufficient capital to support the investment, though, so she's asking Integral for a loan to buy fabric wholesale, thread, zippers, etc.

Rosa Margarita has a good payment record and an impeccable character. She's certain she'll be able to repay the debt and also hopes she'll bring economic security to her household.
View original language description ↓
Rosa Margarita vive junto a sus hijos en casa propia, ella se dedica a la confección y venta de carteras en variedad y con diferentes estilos únicos al gusto del cliente, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, el negocio esta ubicado en su vivienda y es muy conocido por las personas del lugar, se ha hecho de mucha clientela pues las personas saben que todo es de calidad, a precios accesibles y con un servicio inigualable siempre a la orden y al gusto de los clientes; Rosa es una mujer activa y decidida, muy dedicada a su labor y muy luchadora día con día se esfuerza al máximo para ganarse una vida mejor y un gran éxito para el futuro, en las ultimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar tela por mayor, hilos, cierres etc. Rosa Margarita tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez tiene la esperanza que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 728
    View loans »
    El Salvador Loans Fundraising
  • $26,314,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosa Margarita to buy fabric, thread, and zippers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 19, 2013
Listed
Mar 4, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014