Update on Marina EstelaMarina Estela lives with her life partner in her own house. She has a small tailor shop where she makes different garments for customers: shirts, dresses, skirts, and others. She also makes mosquito nets in various colors.
She has more than six years of experience in the business, which has given her the opportunity to always get the best profits. Her business is located in a place she described as good for her job because she has a lot of customers. People prefer her because she has the best garments, the best prices, and excellent service.
Marina's a woman who is dedicated to her job, committed, and ready to give everything to achieve her goals. Her biggest secret is her love for her job. She knows that this way she'll achieve success.
She needs to invest but doesn't have enough capital, so she's asking Integral for a loan to buy fabric wholesale (for clothing and mosquito nets), thread, etc.
Marina has a good payment record and takes responsibility for repaying the debt. She's grateful for the support and also hopes she'll be able to give her family a better quality of life.
Previous Loan DetailsMarina Estela C., 64, lives in Ahuachapán department with her two adult children who work. Marina is a very enterprising woman. She works hard selling movies outside her house. She also sells clothing, curtains and sheets which allows her to have an additional source of income for her support.… More from Marina Estela's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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