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Rosa Alba De La Cruz
Rosa Alba lives with her life partner José and her daughter. She makes a living buying and selling cashew, pumpkin, and peanut seeds.

She has had the business for several years, which has given her a lot of experience so she can get the best profits. The place where she sells is crowded with people. She does her job as a street vendor and from home because she has a lot of customers who prefer her for her delicious and quality product, good price, and excellent service.

Rosa's a committed young woman who is dedicated to her job and very much wants to get ahead. She's always looking for ways to achieve success. Demand has increased in the past few weeks and she wants to take advantage of it to make a new investment, but she doesn't have enough capital to support this because her sales are in cash.

This is why she's asking Integral for a loan to buy cashew seeds, which have been a little scarce, pumpkin seeds, and peanuts.

Rosa Alba has a good payment record and is responsible. She's grateful for the contribution and is certain she'll be able to repay the debt. She's also confident that she'll give her family a better life.
View original language description ↓
Rosa Alba vive junto a su compañero de vida José y su hija, ella se dedica a la compra y venta de semillas, de marañón, pepitoria y maní, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, el lugar donde comercia es muy concurrido de personas lo realiza de forma ambulante y desde su hogar, ya tiene mucha clientela que la prefiere porque su producto es delicioso, a buen precio, de calidad y con un excelente servicio; Rosa es una mujer comprometida, joven y dedicada a su labor con muchas ganas de salir adelante, siempre esta buscando alternativas que le permitan alcanzar el éxito, en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión pero no posee de suficiente capital que la respalde ya que sus compras son al contado por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de marañón que ha estado un poco escasa, pepitoria y maní. Rosa Alba tiene buenas referencias de pago es responsable y esta agradecida con la colaboración, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 621
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $225 helped Rosa Alba De La Cruz to buy cashew, peanut, and pumpkin seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 16, 2013
Listed
Mar 4, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013