Humbertina De Jesús
Update on Humbertina De JesúsHumbertina has been a member of the communal bank "La Paz" for several years. During this time she and the other members have developed a great friendship. She lives in the city of Cuenca which receives many tourists to its historic center, designated in December 1999 as World Heritage site. Its four rivers, culture, tradition and gastronomy captivate both locals and visitors.
Humbertina, 64, is divorced and has two adult children who are married. She lives in her own home.
She raises chickens for a living and is able to provide her household and all the family with a stable income. She has been involved in this activity since she was very young; and caring for animals is her passion.
Her previous loan was used to buy chickens and animal feed which made her a good profit. She plans to use the new loan to buy animal feed and construction materials to build a larger chicken coop.
Doña Humbertina tiene 64 años de edad, está separada de su esposo y tiene 2 hijos mayores de edad que están casados. La casa en la que vive es propia.
Ella se dedica a la cría de pollos, este negocio le ha dado la oportunidad de mejorar la estabilidad económica de su hogar y sacar adelante a toda su familia, realiza esta actividad desde muy joven y es su pasión cuidar de sus animales.
Su crédito anterior lo invirtió en la compra de pollos y alimento para sus animales el cual le dejo muy buenas utilidades. Su nuevo crédito lo va a invertir en la compra de alimento para animales y materiales de construcción para hacer un galpón más grande para sus pollos.
Previous Loan DetailsHumbertina has been a member of La Paz Communal Bank for 10 years. She lives in the city of Cuenca, which is surrounded by four rivers, giving it the name Santa Ana of the Four Rivers. Since December 1999 it has been a World Heritage Site. Its historic center has a mix of colonial and modern… More from Humbertina De Jesús's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Feb 20, 2013
- Apr 1, 2013
- Currency Exchange Loss:
- Sep 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.