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Gladys Haydee
Gladys Haydee lives with her common-law husband, Sergio, and their children. She has a store where she sells staple goods, such as beans, rice, bread, milk, eggs, sugar, soaps, etc. For several years she has been in business and this has given her a good amount of sales experience which allows her to constantly earn more income. She is very well-known in her town and people recommend her store because of its variety, low prices, good quality and excellent service.

Gladys is dedicated to her work, energetic and very motivated to get ahead. She enjoys striving to reach her goals and knows that if she works as hard as she can she will be very successful in life. Like any good merchant, she wants to expand her business and make a new investment. Therefore, she is requesting a loan through INTEGRAL to buy staple goods, sweets, bread, instant products, beverages, soaps, etc.

Gladys Haydee has a good credit record and irreproachable moral code. She is committed to paying back the loan, and is confident she can provide her household with economic stability.
View original language description ↓
Gladys Haydee vive junto a su compañero de vida Sergio y sus hijos, ella posee una tienda donde vende artículos de primera necesidad frijoles, arroz, pan, leche, huevos, azúcar, jabones entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener siempre las mejores ganancias, es muy conocida en la localidad la gente la recomienda porque su tienda es muy surtida siempre tiene lo que la gente necesita a precios accesibles, con producto de calidad y un servicio excelente; Gladys es una mujer dedicada a su labor, enérgica, y muy motivada a salir adelante, le gusta luchar por sus sueños sabe que si se esfuerza al máximo lograra lo que se propone y tendrá mucho éxito en su vida. Como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, producto instantáneo, bebidas, jabones, etc. Gladys Haydee tiene buenas referencias de pago y una moral intachable, tiene la certeza que podrá saldar la deuda y a la vez confía en que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 610
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gladys Haydee to buy staple goods, sweets, bread, instant products, beverages and soaps.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 4, 2013
Currency Exchange Loss:
Jan 17, 2015