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Maria Rosa
María Rosa lives with her life companion and their three children. It is a small family, but a very close one. She sells clothing for women, men, and children. She sells a variety of shirts, skirts, dresses, and pants, among other things. She has had the business for several years and it has given her a lot of experience, which allows her to obtain greater earnings. She sells as a street vendor and from her home. She has earned herself a lot of clients; people prefer her because she always has what they need at reasonable prices, with quality products and excellent service. María Rosa is an entrepreneurial person and is very dedicated to her work. She is always working for what she wants and she has no thoughts of giving up until she has achieved the success she deserves. In the last few months, demand has increased and she wants to take advantage of that fact to make a new investment. However, she doesn’t have the capital she needs, so that is why she is requesting a loan from INTEGRAL that will allow her to buy clothing at wholesale price. María Rosa has good payment references and is very responsible. She assures us that she will be able to pay the loan and she also explains that she will bring economic stability to her home.
View original language description ↓
María Rosa vive junto a su compañero de vida y sus tres hijos una familia pequeña pero muy unida; ella se dedica a la venta de ropa para damas, caballeros y niños, posee en variedad camisas, faldas, vestidos, pantalones entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias; comercia de forma ambulante y desde su hogar, se ha hecho de mucha clientela pues las personas la prefieren porque siempre tiene lo que necesitan a precios accesibles, con producto de calidad y con un servicio excelente; María Rosa es una mujer emprendedora y muy dedicada a su labor, siempre esta luchando por lo que desea y no piensa rendirse hasta alcanzar el éxito que se merece, en los últimos meses aumento la demanda y quiere aprovechar para realizar una nueva inversión, pero no posee de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. María Rosa tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confía que le llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 595
    View loans »
    El Salvador Loans Fundraising
  • $23,937,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Rosa to buy clothing at wholesale price.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2013
Listed
Mar 3, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013