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Josefa Antonia
Josefa Antonia lives with Miguel, her life's companion, and their children. She has a nixtamal mill. She is very well known and and has had her business for more than thirteen years. This has given her a lot of experience in this type of service and this has allowed her to earn more income. She is very much in demand in the area and people recommend her because her mill has accessible prices with quality machines and excellent service. Josefa is a woman who is dedicated to her work, energetic and very motivated to get ahead. She likes to fight for her dreams because she knows if she works as hard as she can she will be very successful in life. Like any good merchant, she wants to grow the business and repair some machines that have problems. That is why she wants to make a new investment and is asking INTEGRAL for a loan to buy replacement parts, tools, oil, etc. Josefa Antonia has good payment references and impeccable morals. She is sure that she can pay off her debt and she is sure she can bring financial security to her home.
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Josefa Antonia vive junto a su compañero de vida Miguel y sus hijos, ella posee un molino de nixtamal, es muy conocida y tiene mas de trece años con el negocio, eso le ha regalado mucha experiencia en el servicio que le permite obtener siempre las mejores ganancias, es muy solicitada en la localidad la gente la recomienda porque su molino tiene precios accesibles, con maquinas de calidad y un servicio excelente; Josefa es una mujer dedicada a su labor, enérgica, y muy motivada a salir adelante, le gusta luchar por sus sueños sabe que si se esfuerza al máximo lograra lo que se propone y tendrá mucho éxito en su vida. Como toda buena comerciante quiere acrecentar el negocio y reparar algunas maquinas con desperfectos por lo que desea realizar una nueva inversión y le solicita a INTEGRAL un crédito que le permita comprar repuestos, herramientas, aceite etc. Josefa Antonia tiene buenas referencias de pago y una moral intachable, tiene la certeza que podrá saldar la deuda y a la vez confía en que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 841
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Josefa Antonia to buy replacement parts, tools and oil.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Mar 3, 2013
Currency Exchange Loss:
May 18, 2014