The loan they will take out will benefit micro-entrepreneurs, one of whom is María del Carmen. She says that this is her first loan cycle as a member of Pro Mujer. She joined on the invitation of a promoter who went to visit her in her home. She currently has a business selling pizzas. She explains that the business belonged to her mother-in-law and she learned to make pizzas with her. Later, her mother-in-law left the business to her, and she runs it now.
The loan she will take out now is to increase working capital by purchasing flour in the markets of the city of La Paz and after cooking with it, will sell in her sales space. This work allows her to generate income to support her household as well as possible; she is married and has two children.
When asked what she likes about Pro Mujer, she says she likes the health support.
The group is accompanied by their credit counselor, Elizabeth, who is wearing pink.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María del Carmen es integrante, ella indica que es el primer ciclo que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de pizza; da a conocer que este negocio lo tenía su suegra y ella aprendió a realizar las pizzas con ella, posteriormente le deja el puesto a ella y lo administra ahora.
El crédito que ahora sacará es para el aumento de capital (compra de harina) que adquirirá de las ferias de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el apoyo en salud.
Al grupo le acompaña su asesora de crédito Elizabeth, misma que esta vestida de rosado.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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