Jancy Cecilia is a single mother who lives together with her child. She works selling shellfish, shrimp, fish, and crab, among other items. She has worked for various years and has the sales experience necessary in one of the best in the business, making good profits. She works as traveling saleswoman in different districts throughout the area. Jancy is a woman devoted to her work, willing to give everything she has to achieve her goals. The most important thing in her life is her small family and in recent weeks the deterioration of their home has disrupted the tranquility of the household. The house needs repairs and she hopes to complete these as soon as possible for the security of everyone involved. Jancy is a dedicated woman and has no doubts that she will be able to complete the changes as quickly as possible and obtain the desired results. She will invest in the roof and the floor of her home, but she does not have the necessary funds. For this reason she is requesting a loan through INTEGRAL that will allow her to purchase cement, bricks, flooring, tools, and insulation, etc. Jancy Cecilia has strong payment references and takes responsibility for the paying her debts. She is grateful for the assistance and hopes to be able to provide her family with a better quality of life.
Jancy Cecilia es madre soltera y vive junto a su hijo en casa propia, ella se dedica a la venta de mariscos, camarón, pescado, cangrejo entre otros, tiene varios años laborando lo que le ha dado experiencia en las ventas convirtiéndose asi en uno de las mejores, obteniendo excelentes ganancias, trabajo de forma ambulante en diferentes zonas de la localidad; Jancy es una mujer entregada a su labor, dispuesta a dar todo de su parte para cumplir sus metas, lo mas impórtate en su vida es su pequeña familia y en las ultimas semanas el deterioro de su vivienda ha incomodado la tranquilidad de su hogar, la casa necesita modificaciones y quiere realizarlas lo mas pronto posible para la seguridad de todos, es una mujer comprometida y no duda que podrá realizar los cambios lo mas pronto posible obteniendo el éxito deseado, necesita invertir para el techo y el piso de la vivienda pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar cemento, ladrillos, piso, herramientas, duralita etc. Jancy Cecilia tiene buenas referencias de pago y se hace responsable de cancelar la deuda, esta agradecido con la ayuda y a la vez tiene la esperanza que podrá darle a su familia una mejor calidad de vida.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.