Update on Marvin YovaniMarvin is a very responsable person who has excellent payment references and because of this he is a trustworthy individual in many senses. He lives together with his wife and daughter who are his primary motivation for self improvement. Marvin possess an upholstery business where he works repairing furniture, such as: game room furniture, canteens, dressers, chairs and other items. He has many years of experience that allow him to complete his very high quality work which is the reason why he has many clients who are satisfied with his work. Marvin seeks a loan to buy: fabrics, wood, linings, threads and all of the items necessary for him to be be able to accept the majority of his work which, for him, is a blessing because more work equals more earnings for him and his family
Previous Loan DetailsMarvin Yovani lives with his life partner and their daughter. He owns an upholstery business where he makes and repairs armchairs and chairs, among other items. He has worked in this industry for a few years and he has gained a great deal of experience, which allows him to continuously improve his… More from Marvin Yovani's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid