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Las Emprendedoras Group
In this Group: Ramona, Silvia, Catalina, Mercedes, Lucila, Clotilde, Viviana, Karen, Clotilde, Magdalena, Catalina, Patricia, Maria, Blasida, Bonifacia*, Emilce*, Ninfa*
* not pictured
The group named Las Emprendedoras is in its eleventh cycle where, according to the survey for the elimination of poverty, two of the members are below the poverty line.

One of the members, Viviana, in her last survey showed a poverty level within the first level. She comments that she is struggling and putting all of herself into being able to improve her income and therefore continue helping her family. She wants to continue working since she knows that this is the only way to be able to come out ahead. She sells fruit and is requesting this loan to be able to invest it in the purchase of fruits of the season, like apples, oranges, pears, plums, etc., which will help her to fix her business plan and to improve her income.
View original language description ↓
El grupo llamado Las Emprendedoras está en su ciclo número once, donde, según la encuesta de eliminación de pobreza, 2 de las integrantes estan por debajo de la linea de ingresos.
Una de las miembros, la Sra. Viviana, quien en su última encuesta mostró un nivel de pobreza dentro del nivel uno. Comenta que se esta esforzando y esta poniendo todo de ella para poder mejorar sus ingresos y de esa forma seguir ayudando a su familia. Quiere poder seguir trabajando ya que sabe que esta es la única forma de poder salir adelante. Ella se dedica a la Venta de Frutas y solicita de este crédito para poder invertirlo en la compra de frutas de estación, como ser Manzanas, naranjas, peras, ciruelas, etc., lo que le ayudará a tener a concretar su plan de negocio, el cual le ayudará a mejorar sus ingresos.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 96
    View loans »
    Paraguay Loans Fundraising
  • $32,360,775
    Funds lent in using Kiva
  • 3,962.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Emprendedoras Group's $4,325 loan helped a member to buy fruit, such as apples, oranges, pears, plums, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Mar 3, 2013
Currency Exchange Loss:
Jun 17, 2013