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Cinthia
Cinthia is a single mother of two children who go to school. They all live in a house with two small rooms under an “anticrético” mode [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner loses the property to you]. The house is located in the Ernesto Torrez area, in La Paz.

Cinthia currently works for more than 8 hours a day as a secretary for a private company. With the income she receives, she must pay for her family’s food and education and for the utilities.

Cinthia is requesting a loan to buy merchandise (clothes and accessories for women). She is planning to sell these items working as a street vendor.

Cinthia dreams of having her own clothes store so that she can spend more time with her children. This is the first time she requests a loan to IMPRO and Kiva.
View original language description ↓
Cinthia es soltera y tiene dos hijos que están en etapa escolar, viven en una casa en anticrético y ocupan dos habitaciones pequeñas, la casa se encuentra en la zona Ernesto torrez de la ciudad de La Paz.
Actualmente Cinthia trabaja por más de ocho horas al día como secretaria en una entidad privada, ya que con los ingresos que tiene debe cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo requiere para comprar mercadería (ropa y accesorios para mujer) ya que desea tener otros ingresos vendiendo ropa y accesorios de forma ambulante.
El sueño de Cinthia, es tener su propia tienda de ropa para estar más tiempo con sus hijos.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $2,817
    Average annual income
  • 131
    View loans »
    Bolivia Loans Fundraising
  • $29,665,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Cinthia to buy clothes and accessories for women, sell them, and have an additional income source to support her family.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2013
Listed
Mar 3, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014