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Las Hormiguitas Group
In this Group: Tania, Faustino, Manuela, Rosmeri*, Paulina, Ruly Brigida, Toribia, Veronica, Rafael, Mayumi Kelly*
* not pictured
These members belong to the “LAS HORMIGUITAS” [The Little Ants] communal bank. This bank is located in the district of Cuzco in the province and department of Cuzco.

One member's name is Tania. She is 32, in a common law marriage and has 2 children. She works at her business selling bricks, roof tiles and cinder block. She works from 7:00 a.m. until 6:00 p.m,. She has been doing this business for 8 years and it is going very well for her. Her dream is to expand the brick selling. She gets her children ahead with this business. She is asking for the loan to buy bricks, roof tiles and cinder blocks.

The other members sell bricks, selling groceries, a shoe factory and selling french fries.

Tania is grateful to those who have been a part of this dream and she is committed to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “LAS HORMIGUITAS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Tania ella es conviviente y tiene 32 años y tiene 2 hijos; La socia trabaja en su negocio de venta de ladrillos, tejas y bloquetas, la socia trabaja desde las 7:00 a.m hasta las 6:00 p.m,la socia ya tiene 8 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de venta de ladrillos, por medio de su negocio la socia saca adelante a sus hijos. La socia solicita el crédito para comprar ladrillos, tejas y bloquetas.
Los otros socios se dedican al negocio de venta de ladrillos, negocio de venta de tienda de abarrotes, negocio de fábrica de zapatos y negocio de salchipapas.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Hormiguitas Group's $3,900 loan helped a member to buy bricks, roof tiles and cinder blocks. .
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 3, 2013
Currency Exchange Loss:
Jul 17, 2013