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This is 33-year-old Philemon. He is married and has no children. In 2010, Philemon established his pharmacy business. He began his business because he wanted to empower his wife to be self-employed. His business is located in the market center of town and his main customers are children, and men and women, young and old. Working 6 days a week and 10 hours a day, he earns about Le 600,000 every month from this business. He would like a loan in the amount of Le 3,000,000. Philemon requires a new loan in order to buy more drugs to meet the needs of the people in the market area. He hopes that this loan will help his business to achieve his goal and objective through proper utilization. In the future, Philemon plans to establish a first-class pharmacy in the eastern part of Freetown. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 57
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Philemon to pay for more drugs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 4, 2013
Currency Exchange Loss:
Aug 17, 2013