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Vivian sells vegetables in Elmina. Vivian has received no formal education. She is married and has five children. Her husband is a sanitary worker at Cape Coast University. Vivian has been selling vegetables for some time now. She is responsible for helping her husband pay their children's school fees and other family expenses. Her loan will be used to buy an increased quantity and variety of vegetables to sell. She hopes to use the new profits from her business to expand her vegetable stand.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Vivian to buy an increased quantity and variety of vegetables to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Mar 4, 2013
Currency Exchange Loss:
Aug 17, 2013