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Japar is 46 years old, married, and is raising three children. He was born into a large family of farmers. In his childhood, he helped his father care for a large farm, and in doing so, he acquired many skills. By profession, Japar is a teacher and has worked for many years in a rural school. However, since the pay in Kyrgyzstan is very little, the main source of income for him and his family is livestock and farming. Japar has turned to Bai Tushum and Partners for a loan of 60,000 KGS to buy sheep and fertilizers for his land. Japar's business plans involve expanding his farm.
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Жапар женат и воспитывает троих детей, 46 лет. Жапар родился в простой и многодетной семье фермера. С детства Жапар помогал отцу по уходу за большим хозяйством, помогая отцу Жапар получил много навыков. По професси Жапар является учителем, в течении многих лет работает преподавателем в сельской школе. Из-за того что Заработная плата в Кыргыщстане очень меленькая, для Жапар и его семьи основным источником дохода является скотоводство и полеводство. Жапар обратился в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку овец и удобрений для обработки земли. В бизнес - планах у Жапар - увеличение своей фермы.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,275 helped Japar to purchase sheep and fertilizers.
96% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 1, 2013
Currency Exchange Loss:
Sep 17, 2014