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Salamat is 35 years old, married, and is raising 5 children. Her youngest is a daughter who will soon turn 2. Salamat has received a higher education and has been working with livestock since 1998. She also offers shepherd services. She started her business initially with 30,000 KGS. Today, in her care, Salamat has 1 horse and 6 sheep. She brings in around 8,000 KGS a month from the sale of cattle. With the goal of further developing her business, Salamat has turned to Bai Tushum and Partners for a loan of 60,000 KGS to buy sheep and goats to resell. She plans to use the additional profits made possible by the loan to expand the number of cattle among her livestock and, in the future, to build a home.
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Саламат 35 лет, замужем, воспитывает 5 детей, младшей дочке скоро будет 2 годика. Саламат имеет среднее образование. С 1998 года занимается животноводством и полеводством, начав этот бизнес со стартовой суммы 30,000 сом (KGS). Дополнительно Саламат оказывает услуги чабана. На сегодняшний день, в хозяйстве Саламат имеется 1 лошадь и 6 овец. доходы от перепродажи скота составляют примерно 8,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Саламат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на закуп овец и коз для перепродажи. Доходы от кредита Саламат планирует вкладывать в увеличения поголовья скота и в будущем планирует достроить дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 77
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Salamat to purchase sheep and goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Mar 1, 2013
Currency Exchange Loss:
Dec 17, 2013