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Victor Manuel
Victor is 35 years old and lives in a house on his own property with his life partner and his son. He has worked in farming for many years. Also, thanks to God he has steady work in agricultural hardware.

He grows basic grains such as rice, beans and corn. Each year he repeats this activity. He is a hardworking person, responsible and enterprising. He works very hard to bring home the daily bread. This is why he has made the decision to ask for a loan through Integral in order to invest in the purchase of compost, fertilizer, pesticide and seeds, and to pay for a plot to harvest.

With a lot of confidence in God and in his work he hopes to have an abundant crop in order to have some to sell and some to eat. He hopes to fulfill his dream of giving his family a better quality of life.
View original language description ↓
Víctor de 35 años de edad y habita en casa de su propiedad junto con su compañera de vida y su hijo. Él se dedica a la agricultura desde hace muchos años. Además gracias a Dios posee un trabajo estable de en agro-ferretería. Cultiva los principales granos básicos como: arroz, frijoles y maíz. Cada año repite esta actividad. Es una persona muy trabajadora, responsable y emprendedora. Trabaja muy duro para llevar el pan de cada día a su hogar. Es por esta razón que ha tomado la decisión de solicitar es préstamo a INTEGRAL para invertir en la compra del abono, fertilizantes, pesticidas y semillas, para pago de una parcela para la cosecha. Con mucha confianza en Dios y en su trabajo espera tener una cosecha abundante de la cual pueda vender una parte y dejar otra parte para el consumo. Espera cumplir su sueño de dar a su familia una mejor calidad de vida

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Victor Manuel to buy compost, fertilizer, pesticide, and seed, and to pay for a plot of land to harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 13, 2013
Mar 2, 2013
Currency Exchange Loss:
Mar 17, 2014