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Asmicra Group
In this Group: Margarita, Carmen Rosa, Dora , Sonia Elsa , Maria Luisa, Amanda Esther
The Community Association "ASMICRA," is in its first business cycle of affiliation with Pro Mujer (Pro Woman) and with the Villa Tejada Community Center. This group is made up of six members and has a board of directors on which Dora serves as treasurer. The group members make a living in various industries, including: backpack and apron manufacturing, poncho and sweater knitting, food sales, vegetable sales, clothing sales and candy/sweet sales.

The support from this loan will be leveraged by the entire group to strengthen their business endeavors. Dora manages a fruit sales business that she started as her own initiative several years ago. Dora joined Pro Mujer at the invitation of a friend who was a member of the organization, and this is her first experience with an organization of this kind. She is grateful for the opportunity and support she has received, and for the savings she has been able to build up.

Dora plans to use the support from this loan to purchase fruit from the central markets in El Alto for resale at her business in the smaller fairs and markets in her community. Dora is married with three children, and this job is her source of income for covering household expenses.
View original language description ↓
La A.C. “ASMICRA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Villa Tejada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Dora es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: producción de mochilas y mandiles, tejido de poncho y chompas, venta de comida, venta de verduras, venta de ropa, venta de frescos y dulces.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Dara es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de frutas; cuenta que este negocio lo emprendió por iniciativa propia, hace varios años.

El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializara en las ferias de las comunidades. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 231
    View loans »
    Bolivia Loans Fundraising
  • $31,587,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Asmicra Group's $1,775 loan helped a member to purchase fruit for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Mar 2, 2013
Currency Exchange Loss:
Nov 18, 2013