Cidar is a member of the Communal Bank “Arrayapamba”, which consists of 12 members who are from the same community. They live 25 minutes away from the office of Cooperativa San Jose. The members engage in business activities such as farming, raising animals, and trade.
Cidar German is a farmer who grows beans and blackberries. He also raises and fattens pigs and chickens that he will eventually sell. Cidar is requesting a loan in order to buy insecticides, liquid weed killer, Ranger (a brand of pesticide), herbicides, and urea. With the help of this loan, he will also be able to buy seeds. His purchases are conducted in the city of Chillanes. His dream is to be healthy so that he can continue living and working, which will enable him to have capital for the future. The challenges he faces include dealing with pests.
In his free time, Cidar German enjoys going out for walks and experiencing Carnival.
Es Integrante de la VRC ARRAYAPAMBA se encuentra formada por 12 socios que son de la misma comunidad, a 25 minutos de la Oicina de la Cooperativa, La actividad económica es la agricultura, crianza de animales y comercio.
CIDAR GERMAN se dedica a la agricultura a la siembra de fréjol, mora, además se dedica a la crianza, engorde y venta de cerdos y pollos.
Solicita el crédito para comprar insecticidas, líquido mata maleza, ranger, herbicidas, urea. Con la ayuda del crédito podra comprar semillas. Las compras las realizará en la ciudad de Chillanes. El sueño es tener salud para seguir viviendo y poder trabajar para poder tener un capital para el futuro.
Los desafíos a los que se enfrenta son las plagas. En el tiempo libre le gusta pasear y disfrutar del carnaval.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid