This loan will benefit small business owners such as Janet. She says that this is her third cycle with Pro Mujer, which she joined by the invitation of a friend who is a partner of the institution. She currently has a business selling handbags. She learned about this business from a friend, who sold these products in markets.
She will use this loan to increase her working capital by buying handbags, which she will acquire from wholesale vendors in the city of La Paz. She will then sell them as a street vendor in the markets in the city of El Alto. This type of work allows her to generate an income to maintain her household as much as possible, as she lives with her partner and has five children.
When asked what she likes about Pro Mujer, she says that she likes the workshops on health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Janet es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de carteras; da a conocer que este negocio lo aprendió de su amiga, que vendía en los mercados este producto.
El crédito que ahora sacará es para el aumento de capital (compra de carteras) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará de forma ambulante en las ferias de la Ciudad de El alto. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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