Luis is a member of the Communal Bank “Arrayapamba”, which consists of 12 members who are from the same community. They live 25 minutes away from the office of Cooperativa San Jose. The members engage in business activities such as farming, raising animals, and trade.
Luis Eudoro is a farmer who grows beans and blackberries. He also raises and fattens pigs, chickens, and cattle so that they can be sold. Luis is requesting a loan in order to buy insecticides, liquid weed killer, Ranger (a brand of pesticide), herbicides, and urea. With the help of this loan, he will also be able to buy the seeds that he lacks for farming. His purchases are conducted in the city of Chillanes. His dream is to buy land so that he can increase production and improve his lifestyle. The challenges he faces include dealing with the lack of capital that he needs for his work.
In his free time, Luis Eudoro likes to go out, play sports, and enjoy the community festivals.
Es Integrante de la VRC ARRAYAPAMBA se encuentra formada por 12 socios que son de la misma comunidad, a 25 minutos de la Oicina de la Cooperativa, La actividad económica es la agricultura, crianza de animales y comercio.
LUIS EUDORO se dedica a la agricultura a la siembra de fréjol, mora, además se dedica a la crianza, engorde y venta de cerdos, pollos y ganado.
Solicita el crédito para comprar insecticidas, líquido mata maleza, ranger, herbicidas, urea. Con la ayuda del crédito podra comprar semillas que le hace falta para la agricultura. Las compras las realizará en la ciudad Chillanes.
El sueño es comprar terreno, aumentar la producción y mejorar el estilo de vida. Los desafíos a los que se enfrenta es la falta de capital para poder trabajar. En el tiempo libre le gusta salir, hacer deporte y disfrutar de las fiestas de la comunidad.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid