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María Sebastiana
María is 51 years of age and lives with her child aged 13, who is studying in the sixth grade. She has a son aged 26 who resides in the United States. It is important to mention that she was married for 8 months, and when she separated from her husband she was pregnant, and that this child died at birth. The children that she has are adopted.

She works in a fruit and vegetable business, in the local market, which is located 3 kilometres from her home. She has carried out this activity since she was 19 years old. In addition, she is a leader in her community, and is the president of the association of communal development, which she made use of to acquire the job of coordinator of a programme called PATI, which she has carried out since 2011, encouraged by the city mayor's office and supervised by the FISDL (Social Investment Fund for Local Development). This consists of teaching young people and senior citizens about making home vegetable gardens.

The loan she is applying for from Fundación Campo is for two cubic metres of sand, twenty bags of cement and to pay labour costs. It is to finish the construction of the perimeter wall of her home.

Completing the construction will protect the investment made, and will serve to protect and delimit her land. One of her dreams is to establish a small shop, and improve her living conditions.
View original language description ↓
La señora María, tiene 51 años de edad, vive junto a su hijo de 13 años de edad, quien estudia sexto grado, tiene un hijo de 26 años de edad que reside en Estados Unidos, es importante mencionar que ella estuvo casada por 8 meses y que al separarse con el esposo quedó embarazada y que ese niño se le murió al nacer. Los hijos que ella posee son adoptados.

Ella se dedica al comercio de frutas y verduras en el mercado municipal, el que se encuentra a 3 kilómetros de su vivienda. Esta actividad la desempeña, desde que tiene 19 años de edad; además, es líder en su comunidad y es la presidenta de la asociación de desarrollo comunal, lo que le sirvió para adquirir el trabajo de coordinadora de un programa denominado PATI que se está ejecutando desde el 2011 impulsado por la alcaldía de la ciudad y supervisado por el FISDL. Y consiste en enseñar a jóvenes y adultos mayores en la elaboración de huertos caseros.

El préstamo que esta solicitando a Fundación Campo, es para 2 metros cúbicos de arena, 20 bolsas de cemento y pago de mano de obra. Para terminar de construir la cerca perimetral de su vivienda.

Al concluir la construcción protegerá la inversión hecha, y le servirá de protección y delimitación de su terreno. Uno de sus sueños, es establecer una pequeña tienda y mejorar las condiciones de la vivienda.




Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 651
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Sebastiana to buy two cubic metres of sand, twenty bags of cement and to pay labour costs. It is to finish the construction of the perimeter wall of her home.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2013
Listed
Feb 28, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013