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Orlando Jose
Orlando José lives in the city of Managua and he carries the weight of providing for his family with the income he obtains through his work; he is a member of the cleaning staff in a shopping center in the capital. His work day starts at 6AM and ends at 5PM. He is characterized as a responsible family man.

Orlando is requesting a loan from the Kiva and Ceprodel financing sources because he wants to put a wall at the rear part of his home; he considers this necessary for the expansion of his home, which would give a greater level of comfort to his family.

With the loan, he is going to buy blocks, cement, sand, and iron bars. He feels very thankful; thanks to the loans that have been granted to him, he has improved the living conditions for his children and wife.
View original language description ↓
El señor orlando josé vive en la cuidad de managua, lleva el sustento a su familia con los ingreso obtenido por el trabajo realizado como personal de limpieza en un centro de compra de la capital su hora laboral empieza a la 6: am terminado a la 5.PM se caracteriza como una persona responsable con su familia.

don Orlando le esta solicitando ala fuentes de financiamiento kiva y ceprodel un crédito ya que quiere hacer un muro en la parte trasera de su vivienda ya que lo considera necesario para la ampliación de su vivienda para darle mayor comodidad a su familia.

con el préstamo va a comprar bloque,cemento,arena,hierro, se siente muy agradecido por que gracias a los créditos que se le han otorgado ha mejorado sus condiciones de vida para sus hijos y su esposa

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 78
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Orlando Jose to buy construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Feb 28, 2013
Currency Exchange Loss:
Jul 18, 2014