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Narek is from Ijevan town, where he lives with his wife and two children. He is 28 years old and works at a local company. His wife, Narine, studies at Yerevan State University, with the pedagogical (education) faculty.

Narek is a lovely father and husband who works hard to sustain his family and pay for his wife's education. As his monthly income is hardly enough to cover the family's daily costs, it is very difficult for Narek to save money for Narine's education.

Narek has applied for this loan to pay for his wife's university tuition. The loan is very important for Narek and his wife in order for her to complete her education and become a good specialist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 409.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Narek to pay for university tuition for his wife.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Mar 4, 2013
Currency Exchange Loss:
Oct 17, 2013