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Joyce’S Group
In this Group: Sefolonza, Jane, Joyce, Jane Rose, Christine
Joyce and her friends formed a group of five to help themselves share farming problems and seek solutions together as a team. They all live in the same village, grow the same crops, and belong to YICE’s female self-help group in Kanyogoga village.

Joyce (first from right) is 34 years old, with three children who are all in school. Joyce was selected by her friends as the group leader because of her literacy abilities. Joyce has grown sweet potatoes and maize for the last ten years, using the traditional farming methods in her community.

She has requested a loan of $70 to help her buy good quality maize seeds and fertilizers and to access more training on better maize farming practices in order to harvest high yields. She plans to use the income from increased yields to pay school fees for her children and care for her other family needs.

She has a long term plan of buying a big piece of land to expand on her farming activities.

Additional Information

About Youth Initiative for Community Empowernment

Youth Initiative for Community Empowerment is a registered women and youth empowerment initiative in Central Uganda. Aiming to empower vulnerable women and young people both economically and socially, it provides training in agricultural business development and health topics. Kiva lenders’ funds are used to support training programs for vulnerable women, including single mothers and out-of-school girls, and to help them start their own farming businesses.

Youth Initiative for Community Empowerment (YICE) joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,650.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joyce’S Group's $350 loan helped a member to buy good quality maize seeds and fertilizers.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Feb 28, 2013
Currency Exchange Loss:
Sep 4, 2014