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Update on Santos

Santos lives with her granddaughter in their own house, and she operates a small grocery store that sells a variety of useful products, including: staple grains, milk, bread, soaps, sweets and other items. Santos has worked at her business for many years, and she has a lot of experience with sales and buying products in bulk that will allow her to generate the best profit margins. Her store is located in her house, which is on a fairly busy street and allows a wide range of customers to pass by the business. Her customers prefer to shop at her store, since she offers a great selection of high quality products at affordable prices and her service is excellent.

Santos is an active, entrepreneurial woman who is dedicated to her work and desires to get ahead in life. She is always looking for new opportunities to grow and strengthen her business, a vision that has led her to INTEGRAL and to request this loan. She plans to use the support from this loan to purchase staple grains, sweets, canned food, drinks, soaps and other items to stock her store. With good references and a history of prompt repayments, Santos is confident that she can repay this loan. She is grateful for this opportunity and hopes this investment will help her to provide a better quality of life for her family.
View original language description ↓
Santos vive junto a su nieto de veintidós años en casa propia; ella posee una tienda donde vende artículos de primera necesidad, granos básicos, leche, pan, jabones, entre otros, tiene varios años con el negocio y se ha hecho de mucha experiencia en las ventas lo que le permite obtener las mejores ganancias, la tienda esta ubicada en su vivienda en una comunidad muy transitada de personas , ya tiene mucha clientela pues las personas la prefieren porque es la tienda mas surtida con productos de calidad, a muy buenos precios y además con un servicio excelente; Santos es una mujer emprendedora, activa, dedicada a su labor y con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le abran camino al éxito, como toda buena comerciante quiere acrecentar el negocio pero necesita realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, producto instantáneo, bebidas, jabones, etc. Santos tiene buenas referencias de pago y es muy responsable se siente muy agradecida con la ayuda, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Previous Loan Details

Santos is 64, and lives with her grandson. She has a store in her home where she sells basic household necessities such as beans, eggs, drinks, soaps, and other items. Lately she has increased her clientele, as people are satisfied that the store is the best-stocked in the area. In addition, ... More from Santos's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Santos to purchase staple grains, sweets, canned food, drinks, soaps and other products for her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Mar 2, 2013
Currency Exchange Loss:
Mar 17, 2014