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Sobir is a young, sociable, hard-working guy. He is married and has one child. His wife does not yet work anywhere, as their child is small. Sobir is a carpenter. He has worked with this type of business for seven years. He produces tables and chairs. He is highly respected and recognized as an honest and discreet man among his neighbors and acquaintances. He is a good family man and does not have any bad habits.

As a thankful man and father, Sobir would like to build his son a house and not be in need of anything in the future. He saved up money for seven years to build the house, but he still does not have enough money for such large expenditures. At the advice of his acquaintances he turned to the "Arvand" organization for financial support. Sobir plans to use the loan received to purchase building materials and build a big house for his only son.

Despite his young age, Sobir has already planted a few trees, he is raising a son and of course, like a real man, is building a house. Because as wise people have said: "A real man should plant trees, raise his son and build a house".
View original language description ↓

Собир молодой общительный,трудолюбивый парень. Он женат и имеет одного ребенка. Жена пока негде не работает так как их ребенок маленький. Собир плотник. Этим видом деятельности он занимается семь лет. Он производит столы и стулья. Среди своих соседей и знакомых пользуется большим авторитетам и признан ими как честный и сдержанный мужчина, он хороший семьянин и не имеет вредных привычек. Как благородный мужчина и отец, Собир хочет построить своему сыну дом и хочет чтобы его сын в будущем не в чем не нуждался. За семь лет он накопил денежных средств для стройки дома но все равно ему не хватает на такие крупные расходы.
По совету своих знакомых он обратился за финансовой поддержкой в организацию Арванд за кредитом. Собир на полученный кредит планирует купить строительных материалов и построить большой дом для своего единственного сына. Не смотря на свою молодость Собир уже посадил несколько деревьев, воспитывает сына и конечно же как настоящий мужчина построит дом. Ведь мудрые люди говорили:"Настоящий мужчина должен посадить дерево,вырастить сына и построить дом.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $29,718,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Sobir to purchase building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 28, 2013
Currency Exchange Loss:
Jun 17, 2013