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Gertrude's Group
In this Group: Gertrude, Teddy, Noe, Stephania, Rose
Gertrude (pictured first from right) is the featured borrower and leader of this group. She joined her other group members to apply for a loan because they are neighbors and friends, and they all belong to YICE’s female self-help group in Nkokooma village. All the group members are farmers who grow different crops for food and sale.

Getrude is a 27-year-old single mother of one, a child she had when in secondary school, which she had to leave before graduating. Since 2008, Gertrude has grown tomatoes and Irish potatoes to earn a living and care for her daughter.

Gertrude and her group members were trained by YICE in better farming skills, and as a result they want to put into practice the skills they acquired.

A small loan of $70 will enable Gertrude to buy good quality seeds and pay for laborers to clear her land for expansion.

Gertrude has a dream of educating her daughter up to University level.

Additional Information

About Youth Initiative for Community Empowernment

Youth Initiative for Community Empowerment is a registered women and youth empowerment initiative in Central Uganda. Aiming to empower vulnerable women and young people both economically and socially, it provides training in agricultural business development and health topics. Kiva lenders’ funds are used to support training programs for vulnerable women, including single mothers and out-of-school girls, and to help them start their own farming businesses.

Youth Initiative for Community Empowerment (YICE) joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 236
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,650.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Gertrude's Group's $350 loan helped a member to buy good quality seeds and pay for casual laborers to clear fresh land for garden expansion.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Feb 28, 2013
Currency Exchange Loss:
Sep 4, 2014