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Maksim is a farmer. He has worked with growing grapes, apples, apricots and peaches since 2007. His wife helps him manage the farm. The development of the business started with growing young grapes.

Maksim and his wife have decided to purchase bars and wire to suspend the young grapes. In the future they plan to purchase a tractor, garden sprayer, dirt blaster and a harrow for plowing the land. In their personal life they plan to build a house to live in.

They are in need of your help to finance bars and wires for the grapes.
View original language description ↓
Максим - фермер. С 2007 года занимается выращиванием винограда, яблок, абрикоса, персика.
Справляться по хозяйству ему помогает супруга.
Развитие деятельности начиналось с выращивания молодого винограда.
Максим с супругой решили приобрести столбики и проволоку для подвязки молодого винограда.
В планах на будущее: приобрести трактор, опрыскиватель садовый, фрезу грунтовую и культиватор для вспашки своего земельного участка.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования проволоки и столбиков для винограда

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Maksim to purchase bars and wire for suspending grapes.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 28, 2013
Currency Exchange Loss:
Feb 20, 2015