Norayr is from Artsvanik village in the Syunik region. He lives with his wife, son and two daughters. Norayr's elder daughter, Flora, studies at "Yerevan State Medical University after Mkhitar Heratsi" (a 12th century Armenian physician) in the department of general medicine. The whole family works hard to save money and pay for Flora's university tuition. Norayr has applied for this loan to pay for his daughter’s tuition. The loan is very important for Norayr to give Flora the opportunity to complete her education.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.