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Norayr is from Artsvanik village in the Syunik region. He lives with his wife, son and two daughters. Norayr's elder daughter, Flora, studies at "Yerevan State Medical University after Mkhitar Heratsi" (a 12th century Armenian physician) in the department of general medicine. The whole family works hard to save money and pay for Flora's university tuition. Norayr has applied for this loan to pay for his daughter’s tuition. The loan is very important for Norayr to give Flora the opportunity to complete her education.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 409.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Norayr to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 4, 2013
Currency Exchange Loss:
Mar 18, 2014