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Armen is a 29-year-old father of 4 children. He runs a farm, which currently includes 6 cows, 22 sheep, 3 pigs and 20 chickens. Armen also owns a plot of agricultural land where he cultivates potatoes.

He works hard to sustain his family and cover his children's daily costs. As agriculture is the only source of income for Armen, he would like expand it.
He has applied for this loan to purchase 3 cows. This will enable him to gather more milk and milk products to sell in the local markets.

The loan is very important for Armen to gather more income and ensure a better life for his lovely family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 96
    View loans »
    Armenia Loans Fundraising
  • $12,668,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Armen to pay for 3 cows.
94% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 3, 2013
Currency Exchange Loss: