Tovmas is a young farmer from Horom village of Shirak region. He owns agricultural land where he cultivates potatoes. He sells the harvest in the local markets and gets income that helps him to sustain his family.
Tovmas is 29 years old and lives with his parents, sister and wife. He works hard to cover the family's basic costs and give his family appropriate living conditions.
As Hovhannes has insufficient funds to purchase fertilizer, he has applied for this loan. With the loan's help, he will purchase fertilizer and will be able to undertake all the necessary cultivation processes.
Hovhannes hopes that the loan will give him an opportunity to gather a good harvest and high income. He waits for your support!
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.