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Hovhannes is from Haykavan village of Shirak region. Hovhannes runs a farm. His livestock currently includes two cows, 15 sheep and 32 chickens. He cultivates wheat and potatoes as well as growing apple and pear trees. The farm is the only source of income for him.

As Hovhannes has insufficient funds to expand his farm, he has applied for this loan. With the loan's help, Hovhannes will purchase seeds and fertilizer. This will enable him to undertake all the necessary work in the cultivation process and gather a good harvest.

Hovhannes lives with his parents, and it is very important for him to gather a high income and ensure better living conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 130
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Hovhannes to pay for seeds and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Mar 3, 2013
Currency Exchange Loss:
Mar 19, 2015