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Dorcas Group
In this Group: Nengkhokim, Kipsojang, Lhingjahat, Chongneilhing, Hatneilhing, Neichong, Rebecca, Jangnu, Hoikhonei
Neichong is pictured with her hand raised and she is the featured profile member of Dorcas group. She lives with her husband and seven children in a village.

In 2011, she availed a loan from WSDS to start her weaving activities. She weaved traditional shawls and wrap-around skirts for women. In order to supplement the family income she ventured into this activity, which is something she is good at.

Now she needs a loan to do better with her weaving activities. She means to buy yarn for weaving and repair her worn-out handloom to weave. She believes that she can produce more and work faster once her loom is repaired. She can produce at least 15 shawls in a month.

In the future, she plans to establish a small handloom business through purchasing more handlooms and hiring more people to weave. She also hopes to own a cattle farm down the road.

Getting motivated by her, the rest of the group members also need loans to improve upon their activities like poultry, weaving, and vegetable vending.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 72
    View loans »
    India Loans Fundraising
  • $4,848,600
    Funds lent in using Kiva
  • 53.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Dorcas Group's $1,675 loan helped a member to repair her handloom and also to buy yarn.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Mar 20, 2013
Listed
Mar 3, 2013
Currency Exchange Loss:
Possible