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Nahum Misraim
Nahum is 51 years old and lives with his wife and children in a house he owns. He has farmed for many years, cultivating basic grains year after year in order to put bread on the table. His work as a farmer, which he performs with great dedication and resolve, has enabled him to cover the basic necessities of his household. He is a hardworking, honest and responsible man, who lives modestly with his family. The reason he works so hard is to provide the best for his family because this is the only way to change the realities they face.

Nahun knows that with a little help he will be able to invest in his crops and generate more income, which will help him change his family’s future. Consequently he approached Integral to request a loan so that he can purchase supplies for his crops, such as pesticides, compost, seeds, etc. Farming is his only source of income and he hopes that the coming harvest will be better than in previous years so that he can earn a good living for his family
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Nahum de 51 años de edad, habita en casa de su propiedad junto con su esposa e hijos. Él se dedica al cultivo de los principales granos básicos desde hace muchos años, la cual realiza año con año para llevar el pan de cada día a su hogar. Esta actividad son las que le permiten cubrir las necesidades básicas de su hogar y Nahum las realiza con gran empeño y dedicación. Él es un hombre trabajador, honrado y responsable vive en condiciones muy humildes junto a su familia y esta es la razón que le motiva a trabajar duramente para dar lo mejor a su familia ya que es la única forma de poder cambiar la realidad en la que se encuentran. Nahum sabe que con un poco de ayuda para invertir en sus cultivos, podrá generar más ingresos los cuales le ayudaran a cambiar el futuro de su familia, es por estas razones que se acercó a INTEGRAL, para solicitar un crédito el cual solicita para invertir en la compra de insumos para sus cosechas como pesticidas, abono, semillas, etc. ya que es su única fuente de ingresos y espera que estas cosechas sean mejores que los años anteriores para tener buenos ingresos para su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 637
    View loans »
    El Salvador Loans Fundraising
  • $28,127,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Nahum Misraim to purchase supplies for his crops, such as pesticides, compost, seeds, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 7, 2013
Feb 28, 2013
Currency Exchange Loss:
Mar 17, 2014