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Jose Maria
José is a 20 year old young man. He is single and lives in the city of Cañete in the district of Imperial with his parents and siblings. He is a friendly, hard working and enthusiastic person who really wants to get ahead. Lamentably, due to a lack of financial resources and because he has to work to help his parents, José hasn't been able to study computer programming like he wanted, but he would have really liked to. In his free time, he likes to play soccer with his friends and on occasions he cooks a delicious arroz verde to share with his family.

On his own initiative, with much hard work and dedication, José works as a receptionist at a service business in his city. He serves the public and can work approximately 8 hours a day. In addition, José has a small business raising and selling ducks.

José is very grateful to the Kiva lenders, since thanks to their help he can build a small pen for his birds. He will buy wood, posts, rods, plastic and water dispensers to improve his pen. This way, he can continue working and striving to achieve his dream of going to college and getting ahead with his family.
View original language description ↓
José es un joven de 20 años, es soltero, vive en la ciudad de Cañete, en el distrito de Imperial con sus padres y hermanos, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para ayudar a sus padres, José no ha podido estudiar la carrera profesional de Ingeniería de Sistemas que deseaba, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Arroz Verde para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, José trabaja como recepcionista en una empresa de servicios de su ciudad, él brinda servicios de atención al público y puede trabajar por un aproximado de 8 horas diarias, adicionalmente José tiene un pequeño negocio de crianza y venta de patos.
José se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la construcción de un pequeño corral para sus aves, él comprará madera, palos, cañas, plásticos y bebederos para mejorar su corral, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de estudiar una carrera profesional y al lado de su familia desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD