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Emma Nataly
Emma, 22, lives in the city of Chincha with her six-year-old daughter, who she loves very much and is her main motivation in life. Emma is a kind, hard-working, enthusiastic person who dedicates all her efforts to proving for her daughter, since she is both mother and father to her. Unfortunately, because of a lack of resources and the need to work, she was unable to get an accounting degree as she would have liked to. In her free time she enjoys playing with her little girl and sometimes cooking a delicious "Carapulcra" stew to share with family.

On her own initiative and dedication, Emma runs a small business selling women's, men's and children's clothing. She starts work very early in the morning and works about 12 hours a day. She enjoys her work and believes it is going well because of her low prices and good customer service.

Emma is very grateful to Kiva lenders, because thanks to their help she will be able to buy a school uniform and supplies for her daughter who will start elementary school soon and needs school materials. Emma will continue working and making every effort to give her daughter a good education. In the not-too-distant future she wants to buy her own home.
View original language description ↓
Emma es una mujer de 22 años, vive en la ciudad de Chincha con su pequeña hija de 6 años, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeña, ya que ella es madre y padre para su hija; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Emma no pudo estudiar la carrera profesional de Contabilidad que deseaba, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta jugar con su pequeña y en algunas ocasiones como buena chinchana cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Emma trabaja en su pequeño negocio de venta de ropa, tanto para damas, caballeros y niños, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, ella se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Emma se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra del uniforme y los útiles escolares de su pequeña hija, ya que en pocos días iniciará sus estudios primarios y necesita contar con los materiales necesarios, así pues Emma seguirá trabajando y esforzándose para lograr su gran sueño de poder brindarle una buena educación a su pequeña y en un futuro no muy lejano desea tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Emma Nataly to buy a school uniform and supplies for her daughter.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 26, 2013
Listed
Feb 28, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013