On her own initiative and dedication, Emma runs a small business selling women's, men's and children's clothing. She starts work very early in the morning and works about 12 hours a day. She enjoys her work and believes it is going well because of her low prices and good customer service.
Emma is very grateful to Kiva lenders, because thanks to their help she will be able to buy a school uniform and supplies for her daughter who will start elementary school soon and needs school materials. Emma will continue working and making every effort to give her daughter a good education. In the not-too-distant future she wants to buy her own home.
Por iniciativa propia, con mucho empeño y dedicación, Emma trabaja en su pequeño negocio de venta de ropa, tanto para damas, caballeros y niños, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, ella se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Emma se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra del uniforme y los útiles escolares de su pequeña hija, ya que en pocos días iniciará sus estudios primarios y necesita contar con los materiales necesarios, así pues Emma seguirá trabajando y esforzándose para lograr su gran sueño de poder brindarle una buena educación a su pequeña y en un futuro no muy lejano desea tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid